:root{--n:#123456;--g:#CCBA78;--s:#7896B7;--w:#fff;--copy:rgba(18,52,86,.82);--line:rgba(18,52,86,.16);--bg:rgba(120,150,183,.08);--warm:rgba(204,186,120,.10);--shadow:0 24px 60px rgba(18,52,86,.10);--display:"Playfair Display","Bakersville",Baskerville,Georgia,serif;--body:"Bakersville",Baskerville,Georgia,serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;background:#fff;color:var(--n)}main{font-family:var(--body);color:var(--n)}main *{box-sizing:border-box}button,input,select{font:inherit}.container{width:min(calc(100% - 48px),1180px);margin:0 auto}.section{padding:clamp(60px,8vw,104px) 0}.section-soft{background:var(--bg)}h1,h2,h3,h4{margin:0;color:var(--n);font-family:var(--display);font-weight:700;letter-spacing:-.02em}h1{font-size:clamp(2.8rem,6vw,5rem);line-height:.98}h2{font-size:clamp(2.15rem,4vw,3.6rem);line-height:1.05}h3{font-size:clamp(1.35rem,2vw,1.9rem);line-height:1.18}h4{font-size:1.08rem}p{margin:0}.eyebrow{position:relative;margin:0 0 14px;padding-left:22px;color:var(--n);font-size:12px;font-weight:800;letter-spacing:.16em;text-transform:uppercase}.eyebrow:before{content:"";position:absolute;left:0;top:.55em;width:14px;height:2px;border-radius:99px;background:var(--g)}.eyebrow-shared{display:inline-flex;align-items:center;gap:8px;padding-left:0}.eyebrow-shared:before,.eyebrow-shared:after{content:"";position:static;flex:0 0 14px;width:14px;height:2px;border-radius:99px;background:var(--g)}.copy{margin-top:18px;color:var(--copy);font-size:1.04rem;line-height:1.72}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.btn,.btn-ghost,.btn-outline{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:14px 22px;border-radius:999px;text-decoration:none;font-size:15px;font-weight:800;line-height:1.1;cursor:pointer;transition:.18s}.btn{background:var(--g);border:2px solid var(--g);color:var(--n)}.btn-ghost{background:#fff;border:1px solid var(--line);color:var(--n)}.btn-outline{background:transparent;border:2px solid rgba(255,255,255,.72);color:#fff}.btn:hover,.btn:focus-visible,.btn-ghost:hover,.btn-ghost:focus-visible{background:var(--n);border-color:var(--n);color:#fff;transform:translateY(-2px)}.btn-outline:hover,.btn-outline:focus-visible{background:#fff;border-color:#fff;color:var(--n);transform:translateY(-2px)}main a:focus-visible,main button:focus-visible,main input:focus-visible,main select:focus-visible,main summary:focus-visible{outline:3px solid rgba(120,150,183,.55);outline-offset:3px}.skip{position:absolute;left:12px;top:-80px;z-index:10000;padding:12px 16px;background:#fff;color:var(--n);border:2px solid var(--n);border-radius:8px;font-weight:800;text-decoration:none}.skip:focus{top:12px}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,rgba(9,26,43,.95),rgba(18,52,86,.92)),url("/assets/images/home/treeline-hero.webp") center/cover no-repeat;color:#fff}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 20%,rgba(204,186,120,.27),transparent 31%)}.hero-inner{position:relative;display:grid;align-items:center;min-height:620px;padding:90px 0 82px}.hero-card{max-width:820px;padding:clamp(28px,4vw,52px);border:1px solid rgba(255,255,255,.14);border-radius:28px;background:rgba(10,29,48,.42);backdrop-filter:blur(7px);box-shadow:var(--shadow)}.hero .eyebrow,.hero h1{color:#fff}.lead{margin-top:20px;max-width:760px;color:rgba(255,255,255,.84);font-size:1.1rem;line-height:1.72}.hero-note{margin-top:15px;color:rgba(255,255,255,.78);font-size:13px;font-weight:700;line-height:1.55}
.value-strip{padding:26px 0;background:var(--n);color:#fff}.value-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.value-card{min-height:164px;padding:24px;border:1px solid rgba(255,255,255,.14);border-radius:18px;background:rgba(255,255,255,.08)}.value-card:before{content:"";display:block;width:48px;height:4px;margin-bottom:18px;border-radius:99px;background:var(--g)}.value-card h3{color:#fff;font-size:1.42rem}.value-card p{margin-top:10px;color:rgba(255,255,255,.78);line-height:1.62}
#calculator,#financial-picture{scroll-margin-top:190px}.calc-shell{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(360px,.88fr);gap:24px;align-items:start;margin-top:38px}.calc-card{border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:var(--shadow);overflow:hidden}.calc-head{display:flex;align-items:flex-start;gap:18px;padding:25px 28px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff,rgba(204,186,120,.08))}.step{display:grid;place-items:center;flex:0 0 48px;width:48px;height:48px;border-radius:50%;background:var(--g);color:var(--n);font-size:13px;font-weight:900}.calc-head p{margin-top:7px;color:var(--copy);font-size:15px;line-height:1.55}.calc-body{padding:26px 28px 30px}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.span2{grid-column:1/-1}.field label{display:flex;justify-content:space-between;gap:12px;margin-bottom:8px;color:var(--n);font-size:13px;font-weight:800}.meta{color:var(--copy);font-size:11px;font-weight:700}.field input,.field select{width:100%;min-height:54px;padding:14px 15px;border:1px solid var(--line);border-radius:14px;background:rgba(120,150,183,.05);color:var(--n)}.wrap{position:relative}.prefix,.suffix{position:absolute;top:50%;transform:translateY(-50%);color:var(--copy);font-weight:800;pointer-events:none}.prefix{left:15px}.suffix{right:15px}.pre{padding-left:30px!important}.suf{padding-right:42px!important}.help{margin-top:7px;color:var(--copy);font-size:12px;line-height:1.45}.dual{display:grid;grid-template-columns:1fr 1fr;gap:10px}.advanced{margin-top:22px;border:1px solid var(--line);border-radius:18px;background:var(--warm)}.advanced summary{display:flex;min-height:56px;padding:16px 18px;align-items:center;justify-content:space-between;cursor:pointer;color:var(--n);font-size:14px;font-weight:800;list-style:none}.advanced summary::-webkit-details-marker{display:none}.advanced summary:after{content:"+";display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:#fff;border:1px solid var(--line);font-size:19px}.advanced[open] summary:after{content:"−"}.advanced-inner{padding:0 18px 18px}.assumption{margin-top:18px;padding:13px 14px;border-radius:13px;background:rgba(120,150,183,.13);color:var(--n);font-size:12px;font-weight:700;line-height:1.55}.error{display:none;margin-top:7px;color:var(--n);font-size:12px;font-weight:800}.field.bad .error{display:block}.field.bad input{border:2px solid var(--n);background:rgba(120,150,183,.14);box-shadow:0 0 0 3px rgba(204,186,120,.22)}
.results{position:sticky;top:188px;border-radius:28px;background:var(--n);color:#fff;box-shadow:0 28px 64px rgba(18,52,86,.22);overflow:hidden}.results-top{padding:28px;border-bottom:1px solid rgba(255,255,255,.14)}.kicker{color:var(--g);font-size:11px;font-weight:900;letter-spacing:.14em;text-transform:uppercase}.big{margin-top:10px;color:#fff;font-family:var(--display);font-size:clamp(2.6rem,4vw,4.2rem);font-weight:700;line-height:1}.label{margin-top:9px;color:rgba(255,255,255,.78);font-size:14px;font-weight:800}.breaks{padding:22px 28px 26px}.row{display:flex;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.10)}.row:last-child{border-bottom:0}.row span{color:rgba(255,255,255,.76);font-size:13px}.row strong{color:#fff;font-size:14px;white-space:nowrap}.cash{margin:2px 18px 20px;padding:20px;border-radius:20px;background:#fff;color:var(--n)}.cash .kicker{color:var(--n)}.cash-big{margin-top:8px;font-family:var(--display);font-size:clamp(2rem,3vw,3rem);font-weight:700}.cash-label{margin-top:7px;color:var(--copy);font-size:13px;font-weight:800}.results-foot{padding:0 28px 28px;color:rgba(255,255,255,.72);font-size:12px;line-height:1.55}
#financial-picture{background:var(--n);color:#fff}#financial-picture .eyebrow,#financial-picture h2{color:#fff}#financial-picture .copy{color:rgba(255,255,255,.78)}.snap-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:34px}.snap{padding:24px 20px;border:1px solid rgba(255,255,255,.14);border-radius:18px;background:rgba(255,255,255,.08)}.snap-l{color:rgba(255,255,255,.68);font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.snap-v{margin-top:10px;color:#fff;font-family:var(--display);font-size:clamp(1.65rem,2.4vw,2.45rem);font-weight:700}.sum-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:18px}.sum{padding:24px;border-radius:22px;background:#fff;color:var(--n)}.sum .row{border-bottom:1px solid var(--line)}.sum .row span{color:var(--copy)}.sum .row strong{color:var(--n)}.disclaimer{margin-top:22px;padding:16px 18px;border:1px solid rgba(255,255,255,.18);border-radius:16px;background:rgba(255,255,255,.07);color:rgba(255,255,255,.76);font-size:12px;line-height:1.65}
.edu-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:32px}.edu{padding:24px;border:1px solid var(--line);border-radius:20px;background:#fff}.edu-no{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:rgba(204,186,120,.20);font-weight:900}.edu h3{margin-top:16px;font-size:1.3rem}.edu p{margin-top:10px;color:var(--copy);font-size:15px;line-height:1.62}
.next{background:var(--n);color:#fff}.next .eyebrow,.next h2{color:#fff}.next .copy{color:rgba(255,255,255,.80)}.next-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:22px;margin-top:32px}.next-card{padding:30px;border:1px solid rgba(255,255,255,.14);border-radius:24px;background:rgba(255,255,255,.08)}.next-card h3{color:#fff}.next-card p{margin-top:11px;color:rgba(255,255,255,.76);line-height:1.62}.next-list{display:grid;gap:12px;margin-top:18px}.next-action{display:flex;align-items:center;justify-content:space-between;min-height:58px;padding:14px 16px;border:1px solid rgba(255,255,255,.16);border-radius:16px;color:#fff;text-decoration:none;font-weight:800;background:rgba(255,255,255,.06)}.next-action b{color:var(--g)}.note{display:none;margin-top:14px;padding:13px 15px;border-radius:14px;background:#fff;color:var(--n);font-size:13px;font-weight:700;line-height:1.5}.note.show{display:block}
#eygs-site-header{font-family:var(--body)}#eygs-custom-footer{font-family:var(--body)}#eygs-custom-footer a:focus-visible{outline:3px solid #fff!important;outline-offset:3px!important;box-shadow:0 0 0 5px var(--g)!important}
@media(max-width:1080px){.calc-shell{grid-template-columns:1fr}.results{position:relative;top:auto}.snap-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.edu-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.next-grid{grid-template-columns:1fr}}
@media(max-width:900px){.value-grid{grid-template-columns:1fr}.grid{grid-template-columns:1fr}.span2{grid-column:auto}}
@media(max-width:650px){.container{width:min(calc(100% - 28px),1180px)}.section{padding:50px 0}h1{font-size:clamp(2.45rem,13vw,3.9rem)}h2{font-size:clamp(2rem,10vw,2.8rem)}.hero-inner{min-height:560px;padding:58px 0 54px;align-items:flex-start}.hero-card{padding:24px 22px}.actions{flex-direction:column;align-items:stretch}.btn,.btn-ghost,.btn-outline{width:100%}.calc-head{padding:21px 20px}.calc-body{padding:22px 20px 24px}.dual{grid-template-columns:1fr}.results-top,.breaks,.results-foot{padding-left:21px;padding-right:21px}.cash{margin-left:12px;margin-right:12px}.snap-grid,.sum-grid,.edu-grid{grid-template-columns:1fr}.next-card{padding:24px 20px}#calculator,#financial-picture{scroll-margin-top:130px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}

/* QC correction pass: validation, assumptions, semantics */
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.down-fieldset{min-width:0;margin:0;padding:0;border:0}.down-fieldset legend{display:flex;width:100%;justify-content:space-between;gap:12px;margin:0 0 8px;padding:0;color:var(--n);font-size:13px;font-weight:800}.dual-control{min-width:0}.dual-control label{display:block;margin:0 0 7px;color:var(--n);font-size:12px;font-weight:800}.dual-control input{width:100%;min-height:54px;padding:14px 15px;border:1px solid var(--line);border-radius:14px;background:rgba(120,150,183,.05);color:var(--n);box-shadow:none}.active-assumptions{margin-top:22px;padding:16px 18px;border:1px solid var(--line);border-radius:18px;background:#fff}.active-assumptions h4{font-family:var(--body);font-size:13px;font-weight:900;letter-spacing:.04em;text-transform:uppercase}.assumption-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:11px}.assumption-chip{display:inline-flex;min-height:34px;padding:8px 11px;align-items:center;border-radius:999px;background:var(--bg);color:var(--n);font-size:12px;font-weight:800;line-height:1.35}.result-warning{margin-top:14px;padding:12px 14px;border:1px solid rgba(255,255,255,.22);border-radius:14px;background:rgba(255,255,255,.10);color:#fff;font-size:13px;font-weight:800;line-height:1.5}.result-warning[hidden]{display:none!important}.results.is-paused .big,.results.is-paused .cash-big{opacity:.72}.results.is-paused .breaks,.results.is-paused .cash{opacity:.82}.advanced-hint{margin-top:8px;color:var(--copy);font-size:12px;line-height:1.5}.sum .assumption-row{display:flex;justify-content:space-between;gap:18px;padding:12px 0;border-bottom:1px solid var(--line)}.sum .assumption-row:last-child{border-bottom:0}.sum .assumption-row span{color:var(--copy);font-size:13px}.sum .assumption-row strong{color:var(--n);font-size:14px;text-align:right}.field.bad input,.field.bad select,.dual-control.bad input{border:2px solid var(--n);background:rgba(120,150,183,.14);box-shadow:0 0 0 3px rgba(204,186,120,.22)}.dual-control .error{display:none}.dual-control.bad .error{display:block}.next-guidance{margin-top:18px;padding:14px 16px;border-left:4px solid var(--g);border-radius:0 14px 14px 0;background:rgba(255,255,255,.08);color:rgba(255,255,255,.82);font-size:13px;line-height:1.55}
@media(max-width:650px){.assumption-chips{display:grid;grid-template-columns:1fr}.assumption-chip{border-radius:14px}.sum .assumption-row{align-items:flex-start;flex-direction:column;gap:4px}.sum .assumption-row strong{text-align:left}}